Careful planning can help keep summer camp fun and safe. Spring is a busy season for parents reserving spots for their children in summer camps and activities, and many health, tennis, racquet and athletic clubs are starting to ramp up for summer. If you are a club […]
Read more →Remember insurance needs when flipping a house. It’s now a popular reality TV show scenario: A young, ambitious couple purchases a foreclosed property and flips it for a huge profit. This quick cash flow seems too good to be true… and certainly can be. The thrill of […]
Read more →Count the doors between your room and the exit. An estimated 3,900 hotel and motel fires are reported each year in the United States. Use these tips to ensure that you stay safe during your vacation or business overnight. Plan Ahead Choose a hotel or motel that […]
Read more →Moving generally indicates an exciting time of transition and life change- whether it’s moving from home for the very first time to an apartment or downsizing because the kids have all moved out. Whether you’re handling the move yourself with the help of friends and family or […]
Read more →Each of our history’s begin with mom. It’s certainly a great day to express our thoughts and feelings about the most important woman in our lives. But what’s the origin of the celebration? Mother’s Day is celebrated in many countries, including the United States, the United Kingdom, […]
Read more →Here’s a little quiz. Where is your Social Security card right now? What about your passport? Your birth certificate? Choose one: In the safe deposit box at my bank or in a locked file cabinet or fire-rated document chest at home I’m not sure, but they must […]
Read more →Did you get your kids a smartphone or tablet this holiday season? With schools using technology in classes and kids being exposed to these devices at an early age, the question is often a matter of when, not if. Parents may have questions and concerns about how […]
Read more →It goes without saying that one area’s definition of a blizzard is not necessarily another area’s definition. Yet all things being equal – when it’s best to stay home then it’s best to be prepared. Long-range weather predictions for 2014-2015 suggest another cold winter is on its […]
Read more →With the holiday season fast approaching, many of us are out shopping and enjoying the festivities. In this joyous atmosphere, we also need to be aware of our surroundings and develop a safe routine because unscrupulous individuals may be out to take advantage of our festive mood. […]
Read more →These days it seems most people find it convenient to use credit or debit cards rather than carry cash or write checks for each purchase. Recent headlines concerning account information breaches should be of concern to all card users. Important differences between credit cards and debit cards […]
Read more →National Teen Driver Safety Week is October 19-25. It’s an exciting time in teens’ lives when they first begin driving, but it’s also an extraordinarily dangerous time as distractions seem to be everywhere. According to the National Highway Traffic Safety Administration (NHTSA), motor vehicle crashes are the […]
Read more →For over twenty-three million students nationwide, the school day begins and ends with a trip on a school bus. The greatest risk is not riding the bus, but approaching or leaving the bus. Before children go back to school or start school for the first time, it […]
Read more →Test the Rule of 3.6% How do you know if you own enough life insurance? Life Insurance can never replace a husband, wife or parent, but for most it’s intended to restore the income a family depends on in a loved one’s absence. The Rule of 3.6% […]
Read more →With schools now full of activity for the fall, school buses are once again traveling the roads. While statistically school buses are the safest method to transport children to school, it’s a good time for parents to remind children to follow safety rules while on the bus […]
Read more →Regardless of your location, the summer months are usually the prime part of the year for natural disasters. One of the best and most affordable things we can do to see ourselves through a disaster is to be prepared and one great way is through the use […]
Read more →Having a car at college can give a student the freedom to come and go from work or to explore surrounding areas without depending on others. But having a car also means greater responsibility. Here are some common driving situations that you and your college student should […]
Read more →Google has unveiled a seemingly truly “driverless” car that lacks a steering wheel, brakes or anything else that allows a driver to control its movements. This actually strikes me as a much bigger deal for the insurance industry than the optionally self-driving cars that have received so […]
Read more →When and whether a vehicle involved in a collision is considered to be “totaled” for first-party insurance purposes is an issue of great angst and confusion for most consumers. Over the years we’ve certainly experienced older, functioning automobiles being “totaled” simply because the frame is bent or […]
Read more →Playground Inspection and Safety Tips At this time of year, it is common to find children eager for the warmer weather and the ability to enjoy your playground. Whether you’re an organization, business, church or homeowner, as we get closer to spring it’s a good idea […]
Read more →When shopping for a new home, some of the same features that lure you in could end up costing you extra in insurance premiums. If you’re like the many buyers who wait until after going into contract to get insurance quotes on a property, you could be […]
Read more →Falling snow can certainly be picturesque, but as we should remind ourselves it can also wreak havoc on the roads. While no one typically enjoys driving in snowy or slippery conditions, there are steps you can take to help improve your safety and the safety of others […]
Read more →In the fall of 1621, 90 Wampanoag Indians and 52 English colonists gathered for a three-day harvest feast. How did Americans get from that celebration to the Thanksgiving ‘traditions’ we observe today? PLYMOUTH, MASS. Everyone knows about the Pilgrims and the Indians, right? How the two groups […]
Read more →So you have car insurance – take a minute to look at your policy. Do you see numbers that look like this — 100/300/100? What do those numbers mean? It is important that you understand these numbers, what they mean and if you have enough liability insurance. […]
Read more →We frequently get questions about Umbrella Policies. What are they? Do I need one? Here are a few basic answers: It’s a common misconception that an Umbrella Policy is too expensive and only for rich people. Here’s the reality: the vast majority of our customers’ typical possessions […]
Read more →Many homeowners do not understand what exposures are covered under their home insurance policy, according to a new consumer survey. More than two in five Americans (41 percent) believe that a standard homeowner’s insurance policy protects against mold damage. This misconception could prove extremely costly as mold […]
Read more →Flooding is the biggest risk to city dwellers around the world, according to a study by Swiss Re Ltd. The study, published on Sept. 18, 2013, ranks the human and economic exposure to natural catastrophes in 616 cities around the globe. The study, “Mind the Risk: A […]
Read more →State insurance regulators are drawing on the country’s founding principles as they resist international pressure to give the federal government a greater role in overseeing the industry. Ben Nelson, chief executive officer of the National Association of Insurance Commissioners and a former Democratic senator from Nebraska, said […]
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